Insurance

INSURANCE

INSURANCE

2020 BY THE NUMBERS

Days rented

Miles Traveled

Trips to the body shop

Insurance and Coverage Options

We have you covered! Kellville Vans maintains liability insurance coverage on all our rental vehicles for bodily injury and property damage claims brought by a third party (other than a passenger) against the renter (and any other driver listed in the rental contract) and/or the company as a result of the operation or use of their rental vehicles. The policy protects the company and the renter for statutory limits applicable in the jurisdiction where rented. This basic public liability coverage is included in all rental rates. All coverage and waivers are subject to the express terms of the rental contract.

Use your personal auto policy. Most personal automobile policies provide coverage for RV Rentals. Personal auto insurance often will provide the best coverage with the limits you are comfortable with and provide a low deductible. Check with your agent to find out if your personal policy provides coverage. See a list of insurance providers that commonly cover RV rentals.

3rd party Supplemental Liability Insurance. Renters can purchase additional 3^rd party liability, Supplemental Liability Insurance for an additional $14.95 a day. SLI may provide excess coverage for the difference between the underlying insurance and $1,000,000. The $1,000,000 limit includes a $50,000 property damage limit for 3^rd party property damage. SLI policy limits are in excess of any/all valid and collectible underlying insurance. You can view more information about the SLI provided by MBA Insurance HERE.

Included Insurance

Kellville Vans maintains liability insurance coverage on all our rental vehicles for bodily injury and property damage claims brought by a third party (other than a passenger) against the renter (and any other driver listed in the rental contract) and/or the company as a result of the operation or use of their rental vehicles. The policy protects the company and the renter for statutory limits applicable in the jurisdiction where rented. This basic public liability coverage is included in all rental rates. All coverage and waivers are subject to the express terms of the rental contract.

Renters Coverage

Minimum Liability Insurance: $25,000/$65,000/$15,000

Covers third-party medical expenses and damage to other property the authorized driver (rentee or lessee) is responsible for after an at-fault accident.

Uninsured Motorist Bodily Injury: $25,000/$65,000

Covers medical expenses for injuries that result from an accident caused by another driver who has no insurance.

Underinsured Motorist Bodily Injury: $10,000/$20,000

Covers medical expenses for injuries that result from an accident caused by another driver who does not have enough insurance to cover all of the injuries.

Personal Injury Protection: Basic PIP

Covers medical expenses for injured authorized drivers and passengers regardless of who is at fault which may include lost wages and funeral expenses.

Comprehensive Deductible : $1,500

Covers damages to a scheduled vehicle caused by incidents other than a collision including theft, fire, vandalism and weather.

Collision Deductible : $1,500

Covers damages to a scheduled vehicle caused by an accident with another vehicle or any object, whether stationary or moving.

All limits are per occurrence, not per rental.

3rd Party SLI

Renters can purchase additional 3^rd party Supplemental Liability Insurance for an additional $14.95 a day. SLI may provide excess coverage for the difference between the underlying insurance and $1,000,000. The $1,000,000 limit includes a $50,000 property damage limit for 3^rd party property damage. SLI policy limits are in excess of any/all valid and collectible underlying insurance. You can view more information about the SLI provided by MBA Insurance HERE.

If you would like to purchase SLI for your vacation please purchase through MBA Insurance, Kellville Vans MBA insurance policy number is 102265.

Instructional information on how to purchase additional SLI through MBA can be found HERE.

Damage Deposit

A deposit of $1500.00 is required 2 days prior to rental and will be refunded within 7 business days upon return if there is no damage to the RV. If damage occurs, the assessment and valuation is done by Kellville Vans.

Driver Requirement

Driver’s License

A national automobile driver’s license is required. We recommend customers to carry a translation of the national driver’s license or an international driver’s license, but under any circumstances, customer must provide a valid national driver’s license at pick-up.

Drivers Age

Minimum driving age is 25 years for all vehicles.